Terms of service.

Last Updated: August 15, 2024

By accessing or using the website, newsletter, and related services of Hiver Academy Inc. (“we,” “our,” “us”), you agree to these Terms of Service (“Terms”). Please read them carefully. If you do not agree, do not use our Services.

1. Educational Content Only

The content we provide is for educational and informational purposes only and reflects our personal opinions. We are not licensed financial advisors, and our content should not be taken as financial, investment, or legal advice. Always do your own research and consider consulting a qualified professional before making financial decisions.

2. Affiliate Partnerships and Sponsored Content

  • We sometimes include affiliate links in our content, which means we may receive compensation if you click a link and make a purchase or sign up for a product.

  • We also work with brands, including banks and financial companies, to create sponsored content. Sponsored posts will be clearly identified.

  • Our opinions remain our own regardless of compensation.

3. Newsletter and Communications

If you subscribe to our newsletter, you agree to receive periodic emails from us. You can unsubscribe at any time by following the link in our emails or contacting us directly.

4. Intellectual Property

All content on our site, including text, graphics, and logos, is owned by Hiver Academy Inc. or used with permission. You may not copy, reproduce, or distribute our content without written consent.

5. Limitation of Liability

We make no guarantees about the accuracy, completeness, or reliability of the content. We are not liable for any damages resulting from your use of our Services.

6. External Links

Our site contains links to third-party websites. We are not responsible for their content, privacy policies, or practices.

7. Modifications to the Terms

We may update these Terms from time to time. Continued use of our Services after changes means you accept the new Terms.

8. Governing Law

These Terms are governed by the laws of the Province of Ontario, Canada, without regard to conflict of law principles.

9. Contact Us

For questions about these Terms, email us at: hiveracademy@gmail.com